No need. Customers don't need to go to bank outlets to repay, because most loans can be repaid automatically. Customers only need to bind a repayment bank card, sign an automatic repayment agreement with the bank, and then transfer the money to the card regularly. In this way, on the repayment date, the banking system will automatically deduct the corresponding amount from the repayment bank card for repayment.

Of course, customers need to always pay attention to the repayment trend of bank card funds to avoid the failure and overdue of bank system deduction due to insufficient bank card balance. Customers are advised to bind savings cards with time deposits (such as salary cards). Once the balance in the card is found to be insufficient, the customer needs to replenish the funds as soon as possible before the repayment date.

In addition, customers need to pay more attention to the status of credit cards, so as not to affect repayment because of different credit card status. If the repayment bank card is abnormal, the customer should contact the bank in time to solve the problem and replace it with a new repayment bank card.

Of course, customers can also take the initiative to repay. If you want to prepay, please call the bank to make an appointment, and then go to the bank to prepay within the agreed time.

How many ways to repay the loan?

Generally, there are four types, namely, equal principal and interest repayment, equal principal repayment, partial loan prepayment and full loan prepayment.

1. Equal repayment of principal and interest: that is, the sum of loan cost and interest is selected as the repayment method of the same amount every month. Most banks use this method for provident fund loans and for-profit loans;

2. average capital repayment method: refers to the borrower dividing the loan amount into repayment periods on all repayment dates, and at the same time settling the interest generated from the previous trading day to the repayment date;

3. Repayment of part of the loan in advance: refers to the borrower explicitly applying to the bank to repay part of the loan in advance, which is usually a non-negative integer of 10000 or 10000;

4. Repay all the loans in advance: that is, the borrower can repay all the loan amount in advance by explicitly applying to the bank. After repayment, the lending bank will stop the borrower's loan and handle the corresponding cancellation procedures.