CCB Express Loan is an online loan service launched by CCB. Mainly suitable for users like CCB. Due to the low interest rate of CCB's fast loan, it will be of great help to CCB users who need funds. What are the application conditions for CCB's fast loan? How to use CCB's fast loan as a quota? Let's take a look.
20 19 China construction bank fast loan application conditions
1. Number of inquiries about personal credit report: Don't have too many inquiries from other lending institutions, banks and individuals, and records with "loan approval" reasons in the last six months are sensitive records;
2. CCB Express Loan will check the credit information. At present, it should not be overdue. It has not been overdue for more than 2 times in the last 24 months, and all of them are overdue for more than 5 times;
Don't have too many credit cards in your name. /kloc-There are too many credit cards above 0/0, and the cards cannot be overdue, stopped paying, frozen or bad debts.
4. Failure to handle business in CCB or insufficient business (such as saving money, purchasing wealth management, national debt, funds, loans, paying wages on behalf of others);
5, provident fund, mortgage or car loan in CCB, to ensure that the repayment is not overdue.
How to use CCB's fast loan as a quota?
1. Use CCB credit card: the amount of CCB quick loan is related to the business you handle in CCB. If you have a CCB credit card, you may wish to use it, and pay attention to repayment on time, which will help improve your credit score, and CCB's fast loan quota will naturally increase.
2. Increase liquidity: If your CCB savings card is a salary card, then the monthly salary deposit will help increase the amount of quick loans. It doesn't matter if it's not a salary card. Save your spare money as your own assets in the CCB card and let the bank know your repayment ability.
3. Buy wealth management products: Buying wealth management products is the most effective way to increase the amount of fast loans. You can go to the bank or buy funds and other wealth management products on mobile banking to increase business contacts and enhance your personal assets. CCB will naturally give you an increase.
Generally speaking, if an individual is a user of China Construction Bank and often uses its services, it will be very appropriate to apply for a quick loan from China Construction Bank when there is a demand for natural use, and China Construction Bank, as a large state-owned bank in China, provides very reliable services.
China Construction Bank fast loan application conditions
China Construction Bank fast loan application conditions: 1. Users need to have CCB's financial assets (including deposits and wealth management products); 2. Users who have applied in CCB can apply for a mortgage; He is a client of CCB private bank.
CCB's fast loans include fast e-loans, financing e-loans and pledge loans. The credit line of Express E Loan is 1000-50,000 yuan; The credit line of Rong e loan is 50 thousand yuan-5 million yuan; The credit line of the pledged loan is RMB 50,000-654,380+0,000.
1. If the customer wants to apply for quick loan from CCB, the mobile banking signing customer can directly log in to the latest mobile banking client of CCB on his mobile phone, and then find the quick loan menu to apply (there will be an entrance under the inclusive finance column of the loan page). ：
1. Log in to the mobile APP CCB;
2. Click on the quick loan icon;
3. Click Apply Now and enter the application amount, and then wait for the approval of the banking system.
Operating environment:
Brand model: iPhone 13
System version: iOS 15.0
2. If you are a contracted customer of personal online banking, or a customer who has signed or not signed an e account, you can log in to online banking through a computer browser, find the fast loan on the loan service page, select the fast e loan or pledge loan, and check the option of applying immediately to handle it.
1. Log in to online banking of CCB through computer;
2. Choose "personal loan"-"quick loan"-"I want quick loan";
3. Fill in the application amount and other relevant information according to the system prompt, and confirm that the application on the computer needs to be inserted into the screen silver shield.
Operating environment:
Brand model: Lenovo notebook computer Xiao Xin Air 15 Ruilong Edition
System version: Windows 1 1
3. If corporate online banking applies for quick loan, let the supervisor log in to corporate online banking, find credit financing in the business management section of the service management page, select quick loan for small and micro enterprises, check the enable option to authorize, and after the authorization is successful, let the actual controller log in to his personal online banking/mobile banking, and check the accept authorization option in the quick loan menu for small and micro enterprises to operate.
Express e-loan and pledge loan are all online self-help in the whole process, and customers do not need to go to offline business outlets for face-to-face signing.
How to apply for CCB Express Loan, and what are the application conditions for CCB Express Loan?
How to apply for CCB Express Loan, and what are the application conditions for CCB Express Loan?
Because fast loans contain many different products, online applications generally refer to fast e-loans. If you meet one or more of the following conditions, you will have a chance to apply successfully. Open China Mobile Construction Bank directly, and check the fast e-loan amount.
First: CCB has flowing customers.
Second, there are deposits or wealth management in CCB.
Third, CCB has partners who pay salaries.
Fourth: customers who have mortgage and car loans in CCB.
Fifth: CCB has credit card customers.
How to apply for a quick loan from CCB?
It's simple. Download the mobile APP of China Construction Bank directly, open the APP and click the bottom home page. We can see the word fast loan on the home page. You can click on the quick loan directly to view the quota. If there is no quota for the time being, it means that the application conditions are not met. This is dynamically adjusted by the system. When the conditions are met, the quota will be opened.
If you think the amount is too low, you can see the words "I want to increase the amount" below the amount, and click it to apply. There are two ways to increase the amount. One is that we are authorized to inquire about my provident fund quota. The second authorization is to inquire about my JD.COM information promotion quota.
If there is a demand for capital turnover, we recommend you to use Qianhua, a credit service brand under Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" in June 2065438+08). Big brands are reliable, with low interest rates and trustworthy. The money is spent-full of easy loans, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02%
Click online measurement
It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest and expenses, and strong security.
Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards. Online lending is risky, so choose carefully!