Writing ideas: narrative and discussion can be used. "Narration" means telling touching stories, characters or words, and "discussion" means expressing your feelings, which should be pushed to the top step by step and sublimated. Narrator is a short description, to the point, not too long, otherwise it will be suspected of spelling, and it will also affect the structure of the article.

Text:

Gambling youth on tomorrow is the living condition of most people. Mortgage, car loans and so on are overwhelming. It is in this material society that some new industries have emerged that can meet your present life, and credit cards and micro-loans have been born one after another. Their birth did bring convenience to people, but it also brought great trouble.

With the birth of credit cards and micro-loans, more and more small financial institutions have emerged. In adult society, after they can't occupy a place, they point the finger at the students in the school. To tell the truth, the discrimination ability of students in school is still not outstanding enough. After all, social experience is not so rich, so it has become the first choice for this group of people. In such a big environment, "campus loan" came into being.

College students can really be described as "mixed fish and dragons". Many of them have prominent family backgrounds, and there are no fewer poor people. Most of them are middle-level students. After all, there are still many ordinary people. In such a big environment, it has a subtle influence on most people, and the psychology of comparing with others is vividly reflected in college students.

Why campus loans can be developed in universities is largely due to students' comparison psychology. In order to satisfy their vanity, many female college students go to beauty salons and buy brand-name bags and cosmetics. Male students buy expensive electronic products and sneakers to save face, but not every family can afford such consumption. Campus loan has been recognized and developed by the majority of students with its lowest threshold, but once it comes into contact with this thing, it may be your eternal nightmare.

Because of the problem of campus loans, many irreparable losses have occurred in recent years. Recently, a case occurred in Hangzhou, which was caused by campus routine loan. As a result, one college student jumped to his death, one was injured, three people committed suicide and were rescued, and some of the affected students dropped out of school. Although the case has been cracked, campus loans are still "bullying". Rational consumption, college dropout loan.