1. Log in to Alipay account first, then click My Alipay, select my account, click Apply for real-name authentication, click Fill in the authentication information, then select Real-name authentication through Alipay cartoon, click Apply Now, pay attention to the selection of regions and banks, and you can choose to sign online and sign over the counter (this process is online signing), fill in the relevant information and confirm submission, and click Log in to the website of XX Bank. Fill in the card number and verification code on the bank website and submit it, confirm the reserved information, click OK, enter the electronic password card password and personal online banking login password, agree to the agreement, and the authentication is successful.
2. Log in to Alipay account first, then click My Alipay, select my account, click Apply for real-name authentication, click Fill in authentication information, then choose to perform real-name authentication by confirming the amount of bank remittance, fill in the ID number and real name, click Submit, fill in relevant authentication information (including my bank card information), click Submit, carefully check the submitted information, and click Confirm Submit after confirmation. 1-2 working days later.
That is, you can open the Alipay APP certification student loan.
Tips: The real-name authentication of Alipay account of national student loan is very important, because without real-name authentication, the account can only accept loans, and the funds in the account cannot be used and withdrawn. If you can't log in successfully after getting Alipay account for 5 days, you can go to the student online service system to inquire about the specific situation.
Operating environment vivoX20 mobile phone AliPay 10.2.0.9000
1, application amount
In principle, full-time undergraduates should not exceed 8,000 yuan per academic year, and full-time postgraduates should not exceed12,000 yuan per academic year.
2. Lending approval
The student financial assistance department of the school is responsible for the qualification examination of the national student loan application submitted by the students and checking the authenticity and completeness of the materials submitted by the students; The bank is responsible for the final examination and approval of student loan applications.
3. Lending
The national student loan is in the form of one application, one credit and installment payment, that is, students can sign loan contracts with the bank for multiple academic years at one time, but the bank will issue them in different years. In a school year, the bank should provide a one-time loan for tuition and accommodation.
4. Loan interest
The national student loan interest rate is based on the benchmark interest rate of the same grade published by the People's Bank of China in the same period. The national student loan interest of the loan students during their study in school is all subsidized by the government, and the interest after graduation is paid in full by the loan students themselves.