If you want to apply for a personal loan through our bank, you generally need to provide materials such as current transaction flow and income certificate for nearly 6 months. At the same time, our personal loans have the following requirements for monthly income: the proportion of monthly loan expenses to monthly income is controlled below 50% (inclusive), and the proportion of monthly debt expenses to monthly income is controlled below 55% (inclusive). That is, the monthly loan expenditure does not exceed half of the monthly income, and the monthly debt expenditure does not exceed 55% of the monthly income. Please refer to the regulations of the local branch for details.

Whether you can apply for a loan, I suggest you provide relevant application materials and contact the personal loan department of local outlets for further verification.