Shaoxing Housing Provident Fund Management Committee issued ten measures of housing provident fund "benefiting people's livelihood and promoting prosperity", giving full play to the advantages of housing provident fund system, helping Shaoxing to build a high-level network metropolis and create a prosperous place in the new era.
The ten new measures cover many aspects. Among them, the maximum amount of housing provident fund loans in this city has been greatly increased. Specifically, the maximum amount of single-employee family loans in the three districts and Zhuji City has increased from 600,000 yuan to 700,000 yuan, and the maximum amount of double-employee family loans has increased from 800,000 yuan to 6,543,800 yuan; The maximum amount of loans for single-employee families in Shengzhou City and Xinchang County was raised from 350,000 yuan to 500,000 yuan, and the maximum amount of loans for dual-employee families was raised from 600,000 yuan to 800,000 yuan.
In addition, the guarantee amount of housing provident fund loans has been further improved. According to reports, in the new policy, the minimum amount of Shaoxing housing provident fund loans will be uniformly adjusted to not less than 300,000 yuan, so that more low-paid employees can enjoy the housing provident fund loan policy dividend.
The policy also supports the first set of housing for newly employed college students and housing provident fund loans for two-child and three-child families. According to the document, graduates with college education or above will settle or work in Shaoxing within three years after graduation and buy self-occupied housing within the city, which meets the conditions for housing provident fund loans. The first set of housing provident fund loan support amount increased by 20%. Families with two children and three children are eligible for housing provident fund loans, and the loanable amount is allowed to rise by 20% and 30% respectively, but it shall not exceed the maximum amount of 120%.
At the same time, the policy has increased support for renting houses. If employees and their spouses who have paid the housing provident fund have no self-occupied housing and rent their own housing, the withdrawal amount of the housing provident fund will be increased to no more than 1.500 yuan/month/person, and employees can flexibly choose the withdrawal time on the principle of once a year.
Supporting rural self-built housing provident fund loans and supporting housing provident fund loans to "follow the mortgage" are also the highlights of the ten measures. In the new policy, employees who have paid housing provident fund can apply for loans from rural self-built houses in urban areas with legal examination and approval procedures, but they need third-party guarantees or other commercial houses as collateral.
In order to facilitate the citizens to handle it nearby, Shaoxing will also optimize the layout of housing provident fund service outlets. Combined with the construction of important areas and nodes, Paojiang and other places have added a number of housing provident fund convenience service points. At the same time, it will speed up the digital reform of housing provident fund business, further expand the scope of online business, optimize the handling process, reduce application materials, and continuously improve the level of online and handheld office services.