Bank of China’s Shanghai overseas margin loan guarantee:

1. In principle, the guarantee fee for Bank of China’s overseas margin loan shall be borne by the borrower.

2. The guarantee method for Bank of China’s study abroad deposit loan can be any of the following:

(1) Guarantee:

Approved by the city branch A professional guarantee company or other legal entity with guarantee qualifications provides a single third-party guarantee.

(2) Mortgage guarantee:

Mortgage with full property rights (including residential and commercial buildings) in the name of the borrower and his immediate family members.

(3) Pledge guarantee:

The deposits, treasury bonds and wealth management properties in the Bank of China in the name of the borrower and his immediate family members are pledged, and the pledged objects are in accordance with the "Personal Deposit Certificate Pledge Loan Detailed Rules" and the relevant provisions of the "Notice on Forwarding the Head Office's "Opening of Personal Financial Management Product Financing Facilitation Loan Business" shall be implemented.

(4) While providing one of the above guarantee methods, the borrower should deposit a demand deposit of no less than the equivalent of RMB 10,000 in Bank of China as a repayment deposit to be frozen.

(Answer time: March 18, 2024)

The above content is for your reference, please refer to the actual business regulations.

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