If you are just a contact, there is no risk. It is suggested to ask the staff clearly when you are a contact person to avoid becoming a guarantor. If you become a guarantor, you must bear joint and several liability.

In the contact column of the Personal Credit Loan Application Form filled by the borrower, the contact person of the relative is filled in, with only his name and telephone number and no other relevant information to fill in, which further proves that the "contact person" filled by the borrower is only responsible for "contact".