When filling out the loan application materials, there will be a referee. Just fill in the referee's work number directly. In fact, the recommender of mobile phone loan is equivalent to the contact person of online loan platform. The purpose is to call the contact person to find out the lender's whereabouts when the lender can't contact or run away. If the lender refuses to repay, the contact person, as the guarantor, has the responsibility to repay on his behalf.

This item is very important. Never fill in false information, because once the customer service calls the contact but can't get through, or the unrelated person doesn't know you, it will seriously affect the loan.

Two, China Bank personal consumption car loans have several ways to guarantee?

The borrower can provide guarantee for the personal consumption car loan of China Bank by means of guarantee, mortgage and pledge.

If the borrower provides a guarantee for the loan, the guarantor may require one or more of the following guarantee methods to be supplemented on this basis if he deems it necessary:

1. Mortgaging/pledge of property except the purchase of vehicles;

2. The third party (natural person or legal person) is irrevocable.

3. Other guarantee methods recognized by China Bank.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

We sincerely invite Bank APP or BOC Cross-border GOAPP to handle related business.

3. What are the requirements for loan guarantee for personal consumption car loans of China Bank?

China Bank's guarantee for personal consumption car loan: The borrower can provide guarantee for personal consumption car loan by means of guarantee, mortgage and pledge: 1. If the borrower provides guarantee for the loan, the guarantee method shall at least include the mortgage of the purchased vehicle. If the lender deems it necessary, it may request to supplement one or more of the following guarantee methods: (1) mortgage/pledge of property other than the purchased vehicle; (2) Irrevocable joint and several liability guarantee of a third party (natural person or legal person); (3) Other guarantee methods recognized by the Head Office. 2. Borrowers who meet the customer access requirements of the "Measures for the Administration of Personal Consumption Loans of Bank of China Co., Ltd." can use the "pledge-free guarantee" to extend credit. Branches can formulate stricter access standards on the basis of the head office's access conditions without collateral. The above contents are for your reference. Please refer to the actual business regulations. If you have any questions, please contact online customer service of Bank of China. You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.

4. What are the conditions for China Bank to apply for car loan?

Provident fund, social security, bank running water, one of them, egg car booking.