Legal analysis: buying a car can't make others pay back the loan, because the borrower and the owner need to be the same person, and there is no problem that the owner is the owner and others pay back. If you buy your own car and want others to help you repay it, you also need to repay it through the owner's bank card, not through others. By adding a * * * lender, the bank card of a sub-prime lender can be added as the repayment bank card.

Legal basis: Article 667 of the Civil Law of People's Republic of China (PRC) is a loan contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.