Legal analysis: Lender refers to the person who issues loans to the party in need of funds, generally referring to commercial banks and central banks.

Legal basis: General Rules for Loans of the People's Bank of China.

Article 19 The borrower shall provide the lender with relevant information required by the lender in a timely manner according to law, and shall not conceal or provide false information.

Article 20 The borrower shall accept the lender's supervision over its financial status and loan use according to law.