I. Introduction of Comprehensive Consumer Loan of Jining Bank
No matter which bank, consumer loans are always the most widely used. Jining Bank, a comprehensive consumer loan, can be used for personal consumption such as house decoration, purchase of parking spaces, purchase of various large-scale durable consumer goods, travel, study abroad, children's marriage, medical care, and purchase of large-scale life insurance.
The loan interest rate fluctuates according to the benchmark interest rate of the same period and grade stipulated by the People's Bank of China, and the borrower's qualification, reputation and assets will affect the interest rate.
The maximum loan period is 5 years, which is based on the comprehensive evaluation of the borrower's qualification and purpose, bank policy, etc.
Two, Jining Bank comprehensive consumer loan application conditions
There is a local permanent residence in Jining, and a valid residence certificate is required.
My business entity and I have a good credit record and willingness to repay.
The operation complies with national laws, regulations and relevant policies.
Have a stable source of income and the ability to repay the loan principal and interest on time.
Provide a bank-approved guarantee.
Three, comprehensive consumer loan application materials
The borrower needs to submit a loan application form.
Valid identity documents, household registration book or valid residence certificate, original and photocopy of marriage certificate of the borrower and its spouse, etc.
Proof of the borrower's occupation, income and other legitimate sources of income, or proof of the matching of personal assets and liabilities.
This product can only be used for consumption, and a certificate of use is required.
Guarantee certification materials that meet the requirements of the bank.
1, "routine loan" refers to the illegal possession of the victim's property in the name of "borrowing". The usurer wants the borro