This must be clear. In case their boss is dishonest, who do you ask for money from? Is it your friend? My friend said there was no money, what would you do? For their boss, if this method is adopted, in addition to other considerations, another is that his repayment risk is too high, or the bank can lend him money directly, so he may borrow it from a friend, which may be euphemistically called saving interest expenses and financial expenses, but in fact he is not sure.