My brother can't apply for a loan to buy a house Real estate sold to immediate family members is generally not allowed to apply for loans, and immediate family members register together and choose loans for real estate transactions. Banks usually think that they are suspected of fraudulent loans and will not approve loans. The process of immediate family members buying and selling real estate is:

1. Sign the sales contract.

2. Register the transfer of property rights in the Housing Authority.

3. The Housing Authority shall receive the receipt and pay all kinds of taxes and fees to the relevant tax authorities within the specified time.

4. After paying their respective taxes and fees, the buyer and the seller will bring their ID cards and their respective tax receipts to the Housing Authority to check whether they have paid taxes, complete the transfer and receive the transfer receipt.

5. Get a new property right certificate from the Housing Authority according to the time specified in the transfer receipt.