1. What can be used as collateral for bank mortgage loans?

1. 1

The first mortgage is real estate, such as individual housing, family housing, real estate factories, shops and so on. Mortgage loans with real estate generally need to be evaluated first, and after evaluation, the loan can reach 70% to 80% of the evaluation price.

1.2

Second, what is the process of Kunshan air loan?

Kunshan housing mortgage loan does not require housing area, the housing age is more than 30 years, the current evaluation price of housing is higher than 400 thousand, and the main lender has the ability to repay the principal and interest.

The interest is 4-5%, the loan amount is 6-8 fold of the current house price evaluation, the longest loan period is 1- 10 years, the repayment pressure is also small, the repayment method is flexible, there is no penalty for early repayment, and the bank will make payment within 5-7 working days. Loan materials: husband and wife's ID card, marriage certificate, real estate license, land certificate, husband and wife's credit report, bank flow in the past year, income certificate or business license.

Three, Kunshan Construction Bank housing mortgage loan conditions

The mortgage loan condition of CCB is 1, at least 18 years old, with full capacity for civil conduct, sufficient repayment ability and no bad credit record. 2. There is no bad record in the bank; 3. Have a bad reputation record.

4. What are the conditions for Kunshan mortgage loan?

What are the conditions for mortgage loan?