Many small partners don't believe that loans can be used for online loans. We know that every loan has its own loan conditions, but there are not many such loans. How much can I borrow from some social security card online loans? How to borrow?
how much can I borrow from social security card online loan?
According to Xiao Bian, everyone's social security contributions are different, and the amount of loans they can apply for will also be different. The maximum social security loan can be 5, yuan. However, the reality is that it is rare to get such a high loan amount, and the loan amount must be evaluated by personal qualifications and calculated by the social security paid. Generally speaking, the loanable amount of social security is mainly affected by the following factors:
Employees of government agencies and institutions, teachers and employees of Fortune 5 enterprises, who are paid more social security by the unit, and who are defaulted as high-quality customers for loans, will be able to borrow more than ordinary office workers, and not only that, the loan interest rate will be lower; Also, the longer the payment period of social security and the more account balance, the higher the amount that can be loaned; For credit loans, credit investigation is the key determinant, and the better the credit investigation, the higher the loanable amount.
Social security loan application conditions
Social security has been paid continuously for more than 18 months without interruption; Must be a resident of China (excluding Hong Kong, Macao and Taiwan) aged 22-55 (excluding); Have a stable job, and the work unit buys social security and provident fund for individuals; The place of work is consistent with the place of application, the place of work and the place of social security payment; There is no overdue record, and it has the ability to repay the loan principal and interest on time. Compared with your own conditions, if you can basically meet them, you can try to apply for social security loans at the bank.
I recommend several loan openings for everyone
Hua Wuque: Hua Wuque is an opening that can be applied by social security, and may not look at the credit information. The maximum amount is 8, yuan, the minimum is 5 yuan, the term is 1-6 months, and the daily interest rate is .2%. Although the quota is not very high, it can help office workers change their mobile phones and travel.
Doudou money: Doudou money may also be a hole that only looks at social security and does not look at credit reporting. The maximum amount is 3, yuan, the longest term is 12 months, and the shortest is 3 months, with a monthly interest rate of .65%. It is worth noting that the loan will repay interest within seven days, which is the best choice for short-term borrowing.
growth wallet: the growth wallet is an opening that may not look at the central bank's credit report. The maximum amount is 3, yuan, and the minimum amount is 5 yuan. The loan period is fixed at 14 days. You can apply by providing your ID card, and having social security can greatly increase the loan amount.
Borrowing by hand: Borrowing by hand provides a loan amount of 5 to 1, yuan for borrowers with a sesame credit score above 6, which can be repaid with the loan, and the monthly interest rate is .82%, which is suitable for office workers and college students. The borrower can upload identity authentication, social security, contact phone number and work information in seconds, and the key point is not to read the credit information.
what xiaobian here wants to remind you is that with your own social security loan, the normal repayment situation has no influence. If the social security loan is not repaid in time, it will affect personal credit, which will have a certain impact on the later loan. When applying for a loan, the borrower should still make a correct judgment on his repayment ability. Make a repayment plan according to your income level, consider it comprehensively, and don't affect your normal life.