1. Management Service Center of College Students Pioneer Park: This institution provides application services for college students' entrepreneurial loans. Here, college students can apply for funds to support their business plans.
2. Home Education Bureau: This is an institution that can handle national student loans. College students can apply to their home education bureau for extra funds to support their study and living expenses.
3. Student Financial Assistance Management Center: This center provides application services for student-origin credit student loans. College students can get extra loan funds by applying to meet the needs of study and life.
These places are set up to help college students solve economic problems and provide different types of loan options. College students can choose appropriate lending institutions to apply according to their own needs and conditions.
How much is the interest on the national student loan?
1. The interest of the national student loan is determined according to the loan interest rate stipulated by the People's Bank of China and the relevant national interest rate policies, and there will be no fluctuation. The current annual interest rate is: 1 to 3 years (excluding), which is 5.76%; Three to five years (inclusive): 5.85%; More than five years: 6. 12%.
2. For prepayment, the loan bank will calculate the interest according to the actual repayment time, and will not charge any fees other than interest. Interest = loan amount × corresponding annual interest rate × loan days.
To put it simply, there is no need to pay interest during school and one year before graduation. After one year, the interest rate will drop to 0.5%, and then go to the loan bank or branch to repay.
4. If you apply for a student loan of10.5 million yuan within three years after graduating from college, then the customer only needs to pay the interest for the first two years after graduation, and the interest rate is 7.2%. If only the interest of the previous two years is paid, the interest payable every quarter = 15000×7.2%÷4=270 (yuan).