Generally not! But in some areas, commercial loans can be converted into provident fund loans. The key is to see whether the bank that gives you the loan issues provident fund loans (whether it is a loan entrusting bank). If there is, it will be easy. First of all, you have to apply to the provident fund center (you need to remind the provident fund center which bank you borrowed from and which bank applied for a provident fund loan to repay your loan). After the approval of the Provident Fund Center, you can apply for a provident fund loan from the Bank of China, which gave you a loan. After the provident fund loan is issued, the loan entrusting bank will directly use the issued provident fund loan to recover your commercial loan.