I'm glad to answer your question. Changsha second-hand housing mortgage loan process is as follows:

1. Bank Credit Information (go to the People's Bank to check the buyer's credit information)

2, housing property survey (survey whether the property is mortgaged, sealed up, property analysis, inheritance, * * owner)

3. Pay the down payment to the seller and keep the balance of the house.

When the house is transferred, the bank will review the loan conditions.

5. The bank issues loans to the seller's account.

6. Both parties jointly deliver the property (water, electricity, gas, heating and property fees, and the original owner's account must be moved out).

7. Pay the final payment to the seller.

I hope my answer can help you.