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Where is the property certificate of the mortgaged house?
The property certificate of this house is in the bank.

According to the regulations, if you buy a house by mortgage, you should register the house mortgage after the property right registration. As the mortgagee, the bank will get the ownership certificate of the house. Therefore, after the real estate mortgage registration, the house ownership certificate is taken over by the purchaser, and the bank holds the house ownership certificate.