Yes

Rong e loan shows the loanable amount, which is the highest loanable amount, indicating that the user has obtained the credit line of Rong e loan and can try to borrow within the credit line. Users can enter the loan amount, select the number of installments, the use of funds and the acquiring card on the financing e-loan page, and submit the loan application.

Can I borrow e by line?

The loan amount of Rong e loan may not be paid, but it also needs to meet the loan conditions stipulated by ICBC. Generally speaking, people with good personal credit information and no record of overdue repayment have a higher probability of successfully passing the application, otherwise they may be rejected.

To apply for an electronic loan, it is best to meet the following conditions:

1, good personal credit, stable work and income;

2. Open a settlement account in China Industrial and Commercial Bank;

Be sure to use the loan in the way stipulated by the bank.

Can I use the electronic loan line of China Industrial and Commercial Bank?

Rong e loan can be used after it is opened, but certain conditions need to be met when it is opened, such as 18-60 years old, having a fixed job, a stable income source or reliable repayment guarantee. Finally, the user's credit information must be good. If the personal credit information is bad, you can't open the e-loan and you can't change the bad credit information.

Different users get different loan quotas when borrowing from Rong E. When borrowing from 600 yuan, the maximum loan quota is 800,000, and they can make multiple loans within the quota. When borrowing money, you can choose different repayment methods, such as matching principal and interest, average capital, paying interest on schedule and repaying principal in one lump sum.

E-loan can be borrowed through different channels, such as online banking, mobile banking and business outlets. When individuals have spare money, they can repay in advance, and there will be no penalty for prepayment. The money borrowed by users in Rong E can be used for car purchase, home improvement, travel, shopping and consumption.

Users must repay on time after financing e, and there can be no overdue repayment, because there will be penalty interest after overdue repayment, and the longer the time, the more penalty interest will be generated. It should be noted that after overdue repayment, it will be uploaded to the credit information center by the bank, and the credit information will become bad and it will be impossible to borrow again.