For small loans of rural credit cooperatives, the amount generally cannot exceed 50,000 yuan. If it is a mortgage loan, it may be easier and the amount will be slightly higher; However, if you apply for an unsecured credit loan, the amount is not so high, usually around 20 thousand yuan.

The loan interest rate of credit cooperatives is floating, that is, within the floating range approved by the People's Bank of China, the credit cooperatives determine whether to float and how much to float according to the loan object, loan type, economic benefit, term and credit quality.

The benchmark interest rate of the central bank for six months to one year (including one year) (starting from 2065438+March 2005 1) is 5.35.