Yes, with my valid ID card, household registration book, house purchase contract, provident fund certificate or card.
2. I work in Dongguan and want to apply for provident fund loan to buy a house in my hometown in Henan. Is it okay? How much can I borrow?
According to the regulations of Dongguan provident fund management, the balance of provident fund that cannot be deposited when applying for provident fund loans when buying a house in other provinces varies according to the purchase method (one-time payment or bank mortgage loan).
Third, can the provident fund buy a house in a different place? How much can I borrow from the ten thousand provident fund?
Buying a house has been a great event for China people since ancient times. Everyone thinks that there is a house to have a home. In modern society, housing prices are high. If you want to buy a house in a big city, a loan is the best choice. Can the provident fund borrow money to buy a house in a different place? How much can I borrow from the ten thousand provident fund? Let's get to know each other!
Can the provident fund borrow money to buy a house in a different place? Provident funds can be borrowed from different places to buy a house, but it needs to be judged according to the regulations of the city where the borrower is located. Because at present, only some cities have opened mutual loans for provident funds, and national interoperability has not yet been realized. If the city where the borrower is located meets the standards for off-site loans, the borrower can apply for provident fund loans at the provident fund entrusted loan bank with his valid identity certificate, marriage certificate, bank card and house purchase procedures. After the loan is approved, the bank will organize face-to-face signing, including signing the loan application form, loan contract, loan receipt, provident fund hedging agreement and provident fund deduction agreement. Then push the materials passed in the preliminary examination to the central examination and approval department for review. After re-approval, the borrower can receive the loan issuance notice. How much can I borrow from the ten thousand provident fund? Balance of the borrower's provident fund account 10000 yuan. If it has been paid off at present, individuals can borrow up to 400,000 yuan; At the same time, the spouse housing provident fund loan can be used up to 600 thousand. If the normal deposit status is maintained, the individual can borrow up to 500,000 yuan; At the same time, the spouse housing provident fund loan is used, and the spouse provident fund is also in the state of deposit, so the maximum loan can be 700,000. The formula for calculating the loan amount of individual provident fund is: (monthly contribution × total months of legal retirement age )× 2. The above is the related content sharing of "Can the provident fund borrow money to buy a house in a different place?". I hope I can help you!
I work in Dongguan and want to apply for provident fund loan to buy a house in my hometown in Henan. Is it okay? How much can I borrow?
According to Dongguan's provident fund management regulations, mainlanders cannot apply for provident fund loans.
If you buy a house in a different place, you can apply for withdrawal of the balance of the paid provident fund. According to different ways of buying houses (lump sum payment or bank mortgage loan), the amount, times and required information of withdrawing housing provident fund are different.