ICBC commercial loans cannot be transferred to personal cards. Commercial loans cannot be transferred to themselves. If you go to the bank to apply for a business loan, the funds will be credited to the company account or the designated third-party account. This is to prevent legal persons from misappropriating funds in the name of the company. Because the business loan is successfully handled, the company will bear the repayment responsibility, and the legal person does not need to bear the repayment responsibility without personal assets mortgage guarantee, so the loan funds can only be used for business operations and can only be transferred to the company account.