And as long as it is still a formal online loan, it will be delayed if it is informal.

If you want to check personal credit, you only need two steps to find it.

1. Open the browser, search the Credit Information Center of the People's Bank of China, verify the problem after registering and logging in, wait patiently for the 24-hour verification code to be issued, enter the verification code to find your own short version of credit information, and only find the short version of credit information.

If the first way is troublesome, then the second way is simpler and more convenient. You can search through WeChat: Feiyu Quick Search, query, enter information and find your own credit data. This data comes from online lending platforms and UnionPay centers all over the country. Users can query their own big data and credit status, and obtain all kinds of index data, such as personal credit status, blacklist, online loan application record, application platform type, overdue amount, arbitration cases, information of untrustworthy people and other important data information.