2. Apply for a loan from a bank or an entrusted law firm, submit relevant materials, sign a loan contract with the bank, and bind the legal documents of both parties;
3. Lending institutions will conduct a preliminary review of customers. If qualified, the bank will conduct the second review and final review;
In addition to the contract, the customer also needs to go through the installment payment procedures, determine the repayment date, and then wait for the bank loan.
The above is about how individuals can borrow money from banks.
Personal loan application conditions
1. Lenders need to have a fixed occupation or a stable income, and ensure their ability to pay interest according to the principal;
2. No bad credit record;
3. Being able to provide legal and effective guarantees for banks;
4. Other conditions stipulated by the bank.
This article mainly writes the knowledge points of how individuals borrow money from banks, for reference only.