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I bought the house on 20th/Kloc-3rd, with a mortgage of 350,000 yuan for 30 years. How much will it cost if I pay it off this year?
Monthly payment: 18575.44. Repay 222,905.28 yuan a year.

If the loan principal is 3,500,000 yuan and the term is 30 years, the repayment method of equal principal and interest will be adopted according to the benchmark annual interest rate of the People's Bank of China for loans over 5 years (unchanged), and the monthly payment will be 18575.44.