I am in Guangzhou, and the first suite was paid in full, without a loan. I want to buy a second suite now, but I want to get a loan. Is this the first time to buy a house?
It's not the first time to buy a house. Now, bank loans are housing loans. Whether the first suite is a full payment or a loan, if you want to buy a second suite with a down payment of 60%, you must also provide a tax payment certificate or medical social security certificate for more than one year. If you are not a native of Guangzhou, you can't buy multiple suites without a Guangzhou hukou!