(a) the implementation of responsibility collection.
Strict implementation of the loan accountability system, in accordance with the "new division, the implementation of responsibility. Adopt the management principle of "locking the base and dynamically monitoring", implement new and old subsection management for five-level classified non-performing loans, and actively collect and dispose of the formed non-performing loans to ensure the absolute amount to decline; For those who have fulfilled their responsibilities and resumed within a time limit, they should honor the punishment measures and not delay or tolerate them. They should stop paying wages, pay compensation to laid-off workers and take legal action.
(two) the implementation of collaborative collection.
All agencies should coordinate the collection with local village committees or residents' associations in a timely manner through financial allocations, subsidies, and debt repayment with village property.
(3) the implementation of the law.
For debtors, credit-free enterprises and individuals who have the ability to repay but refuse to repay, they should sue according to law and collect non-performing loans by legal means.
(4) Start collection.
It is necessary to explore ways to start the collection, combine the collection of non-performing loans with improving the service level of supporting agriculture, actively help the poor and revitalize the non-performing loans of farmers.
(five) the implementation of disposal and collection.
Under the premise of proper custody, actively dispose of and realize off-balance-sheet debt-paying assets in advance through transfer, reorganization and lease.
(six) in the process of cleaning up non-performing loans, as long as the measures comply with the law, the effect is obvious, and it is conducive to mobilizing the enthusiasm of credit marketers, cooperatives can take effective measures on their own according to the actual situation.
How to prevent the increase of non-performing loans after the previous collection?
(1) Strengthen the collection of non-performing loans and collect non-performing loans as much as possible.
(2) Intensify the accountability of non-performing loans, so that each non-performing loan can be paid off within a time limit.
(3) Strengthen the management of internal control system to prevent new non-performing loans.
(4) Intensify the collection of five types of concerned loans, and at the same time monitor the normal loans that may form non-performing loans to prevent new non-performing loans.
(5) Strengthen the management of new loans, be legal and compliant, and resolutely put an end to collecting loans by loans and collecting interest by loans to prevent the increase of non-performing loans.