The loan number here should refer to the loan account number. The loan account number is inconsistent with the loan contract number. The loan account number refers to the personal bank account issued to the bank when handling the loan, and the loan contract number refers to the number printed on the loan contract signed by the borrower and the bank. This number mainly consists of two letters: date and loan number, which is convenient for bank management, filing and searching. If you want to inquire about matters related to handling loans, you can use the loan contract number to find the loan contract that was originally filed.

legal ground

Article 667 of the Civil Code of People's Republic of China (PRC) defines a loan contract as a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 668 A loan contract shall be in written form, except as otherwise agreed between natural persons. The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.

2. Is the loan number the same as the loan contract number?

No, the loan contract number is not the loan number. The loan contract number is set for contract management. The loan number refers to the number of the IOU, which is a written document indicating the relationship between creditor's rights and debts. The loan date or ID number will be displayed in a series of numbers automatically generated by the loan contract, regardless of the contract number.

Extended data:

How to apply for a bank loan:

1. Individuals should first prepare the materials needed to borrow from the bank, including loan application, customer's ID card, household registration book, income certificate, marital status certificate, etc. ) If it is the title certificate of the mortgaged customer; If it is a good credit record.

2. After handling the loan application to the bank or the law firm entrusted by the bank, submitting relevant materials to the bank and paying various fees by the customer, the customer needs to sign a legal document with the bank as a binding document for both parties.

3. Loan review. If it is a house purchase loan, it will be entrusted by the bank first, and the final loan approval will be made by the bank after it is qualified; If the audit fails, the bank will return the relevant information of the customer and the fees charged.

4. Go through other legal procedures. In addition to the contract, the customer also needs to go through some legal procedures. If it is a mortgage customer, the customer needs to put on record for future inquiry.

5. Bank loans. According to the evaluation of the borrower, the relevant procedures of the customer are expected to be recognized by the borrower or submitted to the superior for approval. Then, the staff, the loan interest rate and other related details, and issue a loan instruction to transfer the loan to the customer.

Types of bank loans

1. According to different repayment periods, it can be divided into short-term loans, medium-term loans and long-term loans;

2, according to the different repayment methods, can be divided into

3. According to the different purposes or objects of the loan, it can be divided into industrial and commercial loans, agricultural loans, consumer loans and securities broker loans. ;

4. According to the different loan guarantee conditions, it can be divided into bill discount loan, bill mortgage loan, commodity mortgage loan and credit loan.

5. According to the loan scale, it can be divided into wholesale loans and retail loans;

6. Agreed interest rate loans and interest rate loans with floating interest rates, and so on.

Legal basis: Article 667 of the Civil Code of People's Republic of China (PRC).

A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

3. Is the loan number the loan contract number?

number

The loan number is not the loan contract number. The loan contract number is the number set for contract management. The number of IOU refers to the number of IOU, which is a written document indicating the relationship between creditor's rights and debts. The loan contract number is a series of numbers automatically generated by banks for loan contracts, but the loan number has nothing to do with the loan contract number.

4. Is the loan contract number on the individual tax the loan account number?

Pay taxes according to your purchase contract (transfer contract), not according to the evaluation price.