3.25 is the annual interest rate, that is, the loan principal generates interest of 3.25% of the principal every year, that is, it generates interest of 325 yuan per 10,000 yuan a year. If converted into daily interest, it is 1. 12 yuan every day.

Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to national regulations, all employees who have paid housing provident fund can apply for individual housing provident fund loans according to the relevant provisions of provident fund loans.