According to relevant regulations, even if you don't buy a house yourself, your parents, wife and children can buy a house.

Second, the extraction problem:

1. In a fiscal year, each employee's housing provident fund account is allowed to withdraw housing provident fund twice at most. (Some areas stipulate that it can only be extracted once a year. )

You can withdraw it every year until the loan is repaid.

3. If your parents, wives and children also have housing provident fund, they can also withdraw it, but the total amount of withdrawal cannot exceed the repayment amount. The housing management center will indicate the amount you withdraw each time in your loan contract. )