In particular, the pre-sale permit for commercial housing, with a permit, means that developers have land use permits, planning permits, construction permits and so on. This is the key to buying a house. When purchasing, you need to pay attention to whether the purchased building number is within the pre-sale range.

Step 2 look at the contract

The contract signed with the developer must use the standard house sales contract text uniformly printed by the real estate management department, and fill in the terms listed in the text item by item. Never be careless.

3. Pay attention to the terms of the contract

Pay attention to whether the rights and obligations in the contents filled in by both parties are equal. Some developers have filled in the contract text in advance, and even the supplementary terms are filled in by themselves. Most of these filled-in contract texts are unequal in rights and obligations. Once this happens, buyers must put forward their own opinions and never make a move.

4. Pay attention to area confirmation and area difference treatment.

If the confirmed area is selected and the area difference is treated based on the interior construction area, the treatment method when the area is wrong shall be specified in the "Area Difference Treatment" clause.

5. Pay attention to whether the payment method of house sales is standardized.

The amount, time limit, method of payment and liability for breach of contract are stipulated in the contract. Some developers do not sign the contract first, but let the buyers pay a certain deposit first, and only issue receipts to the buyers. Once a dispute occurs, it is often difficult for buyers to prove their responsibility.

6, clear delivery date

It is common to delay the delivery of the house due to insufficient funds. Developers often make a fuss about pre-sale contracts. If only the completion date is indicated, but not the delivery date, the buyer must accurately determine the delivery date as "a certain month and a certain day" when signing the contract, and indicate the responsibilities that the developer needs to bear if the delivery cannot be made on time.

How much is the down payment for buying a house?

1. For families who use provident fund loans for the first time and purchase the first home with a construction area of less than 90 square meters or purchase affordable housing according to regulations, the down payment ratio shall not be less than 20%; For families who purchase the first home with a floor area of 90 square meters or more, the down payment ratio shall not be less than 30%, and the provident fund loan shall be paid continuously for more than 12 months and still be paid at the time of loan.

2. If a bank loan is used, the minimum down payment ratio for the first suite is 30% of the total house price.

If the second suite is purchased by loan, the down payment ratio of the loan shall not be less than 60%, and the loan interest rate shall not be less than 1. 1 times of the benchmark interest rate; Banks basically do not apply for loans to buy third and above houses.