Hello, the private lending real estate mortgage loan process is: 1. Evaluation: (The mortgagor or mortgagee needs to have the real estate evaluated by a real estate evaluation agency and issue an evaluation report to see how much loan amount is available ) 2. Mortgage notarization: The mortgagor and the mortgagee need to go to the notary office to sign the "Mortgage Loan Contract" and have it notarized. 3. Submit the real estate certificate, land certificate, notarized "Mortgage Contract", appraisal report, borrower/mortgagor's ID card, marriage/divorce certificate (or divorce judgment, divorce mediation letter, marriage certificate, or no marriage certificate) Various supporting documents indicating identity, household registration, and marriage relationship are submitted to the real estate trading center for review. 4. After the real estate trading center accepts the mortgage registration, it will issue an acceptance slip and other warrants within 5-7 working days. 5. The mortgagee lends money after seeing his warrant. 6. Repayment. 7. The mortgagee and the mortgagor go to the real estate trading center to release the mortgage.