Stop applying for loans: When the borrower finds that his micro-loan record has been applied for too many times, the first thing to do is to stop his loan application. In particular, some curious borrowers sometimes see the advertisements on the loan platform, and they will also curiously check the amount, and then there will be a record of the loan being inquired on the credit report. As long as the borrower is still applying for a loan, there will be more and more loan records on the credit information, which will not be eliminated. Therefore, borrowers must pay attention to controlling the number of loan applications.

Patience: Generally speaking, when most financial institutions inquire about the borrower's credit record, they only inquire about the user's situation in the last two years, and there is no overdue. Therefore, during this period, you'd better not add new query records, so after a period of time, the impact will gradually decrease.