Oriental ginza's housing acquisition rate is generally based on the proportion of the pool area to the construction area. Generally, the shared area of multi-storey buildings in oriental ginza is 5%- 10%, and that of small and high-rise buildings in oriental ginza (1-13) is 13%- 17%. So you can calculate according to the situation of the house you bought in oriental ginza.

Oriental ginza immediately bought you an existing property right certificate, which will be available soon. If you apply for a loan in oriental ginza, the bank will not deduct the title certificate but other title certificates, which are part of the land certificate. A normal house in oriental ginza has two certificates: the title certificate and the land certificate. If the title certificate of the other party is a loan from oriental ginza, it should be kept by the bank. If you pay in one lump sum, you will have two complete certificates.

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