Hello, although unsecured loans do not require collateral, once they are overdue, they will have an impact on your personal credit report and bring inconvenience to your life. If you have a need for small loans, it is recommended that you choose a formal credit platform. Youqianhua APP is a major brand of Baidu credit services, which can meet your daily consumption and cash flow needs. Purely online application, no mortgage required, simple application materials, approval in 30 seconds, loan in three minutes, up to 200,000. Click below on your mobile phone to take your measurement now!