Online lending platforms that can borrow money are:
1, money to spend.
2360 IOUs.
3.JD.COM gold bars.
4. Ctrip Finance.
5. Flower duck borrows money.
6. Consumer finance immediately.
7. White cat loan.
8. Central Plains consumer finance.
9. Alipay loans.
10, Suning Consumer Finance.
These platforms have corresponding credit loan products, and customers can choose their own operating applications. Of course, whether they can get the loan amount depends on the audit results of the system. The comprehensive qualification of customers needs to meet the requirements. The better the qualification, the higher the loan amount.
Although these lending institutions can apply for loans, they have higher requirements for customers' comprehensive qualifications, and they can't get loan quotas casually.
Even so, customers should choose genuine lending institutions as far as possible when applying for loans. Although their audit efforts are relatively strong, they can effectively prevent customers from encountering regular loans and will not be defrauded by illegal platforms.
What are the top ten formal lending platforms?
The official online lending platforms of 10 recognized by the state mainly include: Youhuahua, Jingdong Finance, Suning Finance, Ping An Hewlett-Packard, Micro-loan, Credit Loan, Xiaomi Loan, Zhongyuan Consumer Finance, Meituan Life Consumption and Zhaolian Good Term Loan.
The following is a brief introduction to the licensed financial background of Bian Xiao based on the platform.
1. Money to spend: Xiaoman Financial's credit products are formal and reliable lending platforms, among which Iman Loan provides borrowers with a maximum loan amount of 200,000, with a daily interest rate of 0.02%-0.065%. The better the credit, the lower the loan interest rate, and the service life is generally 12 months.
2. Credit loan
The loan was renamed as a credit loan, and the safety index was relatively high. At present, as long as it can meet the sesame credit score of more than 600. The loan amount that can be applied for ranges from1000-300,000 yuan.
If there is demand, it is recommended that you spend less than full, that is, the original Baidu Finance, 20 18 split, to achieve independent operation. The background of the company is a financial information technology company established in Chongqing, with a registered capital of 300 million yuan and official license. Its main business is to spend money on credit services, with Baidu brand background and technical support.
In addition, Du Xiaoman also has wealth management, wallet payment, insurance brokerage and other businesses, and has obtained securities and futures licenses, payment business licenses and insurance intermediary licenses accordingly. These businesses are completely open and in line with national supervision.
What are the loan platforms?
There are still many formal loan platforms, and here are only three.
First, there is money to spend.
Qianhua is a credit service brand owned by Du Xiaoman, which can provide loan services for individual consumers and small and micro business owners, and is the choice of many small and micro business owners.
Users whose age and information meet the requirements can try to apply for money in Xiaoman APP. When applying for the quota, the system will evaluate it according to your comprehensive situation, and then give the specific quota and the corresponding interest rate. If you feel that the interest rate you apply for is acceptable, you can try to apply for a loan.
Second, sorry.
Borrowing is a consumer credit loan product in Alipay. Users can apply for a loan directly through Alipay, find the loan on Alipay My page, and then try to apply for opening according to the page prompts.
Third, micro-credit loans.
Micro-loan is a credit product of Weizhong Bank. At present, there are two application channels: WeChat and mobile QQ. Take WeChat as an example. As long as we can find the words "micro-loan to borrow money" on our service page, we can try to apply for opening, and the system will review it. Users who can successfully open and get a quota can try to apply for a loan.
The application methods of these three platforms are still quite similar. We just need to find the product entrance in the corresponding app, click enter, read the agreement according to the prompts and agree to open it, and then we can try to apply for the quota. Users who get the quota can try to apply for a loan.
What are the reliable lending platforms?
Which loan platform is better and which platform is the easiest to borrow money:
It is best to choose a credit loan from a licensed institution. After all, institutions that can win the financial license issued by the central bank have certain strength, and basically will not have no money to lend. The key is that there will be no routines and no arbitrary charges.
Friends in need can look at the following loan platforms:
1, 360 IOUs: 360 financial credit loans are provided by licensed financial institutions, which can be lent normally with low threshold. /kloc-Borrowers aged 0/8 ~ 55 can register with the mobile phone number of the real-name registration system, upload a photo of a valid ID card, bind the bank card in their own name to complete the authentication, and borrow after the quota is issued. The maximum loan amount is 200,000 yuan, and the longest loan is 1 year, which is suitable for office workers.
2. Call for a good term loan: it is operated by a licensed financial company, and the credit loan does not need mortgage guarantee. Borrower 18~55 years old, with stable working income, can try to borrow money with sesame score above 600. Good credit. If you have provident fund and social security under your name, the better your qualifications, the faster you can get the loan.
, just find a small sum of money, that is, the original Baidu Finance, the loan amount ranges from 5 million to 200,000, the annualized interest rate starts from 7.2%, 1 yuan 2 yuan Borrow 1 day interest, daily interest, unsecured, pure credit, full-time ID card bank card online application, the fastest approval in 30 seconds, 1 minute,.
Du Xiaoman Finance has cooperated with hundreds of banks and licensed institutions in order to provide better services to everyone. Cooperative banks and licensed financial institutions mainly include: Agricultural Bank of China, Postal Savings Bank, China Everbright Bank, Minsheng Bank, Huaxia Bank, Bohai Bank, Bank of Beijing, Bank of Guangzhou, China Post Consumer Finance and Yin Bei Consumer Finance. Everyone can borrow it with peace of mind.
3.JD.COM Gold Bar: Jingdong Financial Credit Loan, with the maximum amount of 200,000 yuan, the longest installment 12 months, age 18-59 years old, real-name registration system account, JD.COM, with shopping habits in JD.COM Mall. Borrowers with high credit scores can try to apply, and the system will make a comprehensive evaluation with reference to the borrower's consumption behavior, credit status and repayment ability.
4. Zhongan Small Loan: a product of Chongqing Zhongan Co., Ltd., with fast loan and transparent interest rate, with a limit of 3,000 yuan and a maximum of 200,000 yuan, and a service life of 3- 12. Chinese mainland residents aged 22-55 can register with real-name registration system mobile phone number, then submit their basic personal information, upload their ID cards and bind their debit cards.
5. White cat loan: a pure credit loan under the system small loan, which can be directly applied online, with low interest rate and quick review. It can provide a loan amount of 5 million to 200,000, and the longest loan period can reach 12 months. The borrower is required to be at least 22 to 55 years old, with good credit and stable repayment ability, and is temporarily closed to Xinjiang, Ningxia, Inner Mongolia and other regions.
6. Doudou Money: a consumer loan product under WeChat Jinke, with a quota of 30,000-50,000 yuan, which is divided into 3-24 months. The loan application materials are relatively simple. Borrowers aged 22-50 only need to provide ID card, bank card, mobile phone number password/verification code to borrow money, and the system automatically approves credit extension, which is fast in lending and low in interest rate.
7. Didi Loan: The pure credit loan launched by Didi Finance is reviewed by the system. As long as it passes smoothly, it can be released on the same day. The next one is no more than 200,000 yuan, and the service period is up to 36 months. Applicants must be Chinese mainland residents aged 22-40 and be able to submit personal information such as ID card and bank card.
8. An Yihua: online loan product for immediate consumption finance, with a quota of 1 1,000 ~ 200,000 yuan, a minimum daily interest rate of 0.02% and a maximum loan term of 12 months. Chinese mainland residents aged 22-40 can apply with their mobile phone numbers, ID cards and bank cards, but they are not applicable to Xinjiang, Ningde, Hong Kong, Macao and Taiwan, Gansu, Qinghai and Ningxia.
What are the more formal online lending platforms?
Reliable loan platforms include: Ant Lending, JD.COM Gold Bar and Xiaoman Finance.
1, ants borrow it:
Ant Financial Services Group (hereinafter referred to as "Ant Financial Services") started from Alipay and was established in 2004. 20 14 10, Ant Financial was formally established. With the vision of "bringing small and beautiful changes to the world", Ant Financial is committed to building an open ecosystem, helping financial institutions and partners to accelerate their journey to the Internet through the "Internet Booster Program" and providing inclusive finance services for small and micro enterprises and individual consumers.
Borrowing is a loan service launched by Alipay. At present, the application threshold is more than 600 points for sesame seeds. According to different scores, the loan amount that users can apply for ranges from1000-300,000 yuan. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan.
At present, the consumer loans issued by e-commerce giants are mainly aimed at the staged consumption scenarios of e-commerce platforms. However, with the continuous accumulation of personal credit data, personal credit loans in non-consumption scenarios are also starting.
2.JD.COM gold bars:
As a sub-brand of digital technology in JD.COM, JD Finance includes personal finance, corporate finance, financial technology and other sectors, and is committed to providing reliable and inclusive digital financial services for individuals and enterprises, helping financial institutions to improve business efficiency, reduce costs and increase revenue, and working with financial institutions to better serve individuals and corporate users.