2. Use WeChat official account loan: find the correct WeChat official account on the official website of these loan products or identify whether the registered subject of WeChat official account is the company to which the product belongs;
3. Apply for a loan directly from the menu bar of WeChat official account, or download the APP from the menu bar and apply again. The specific products are different.
Legal basis: Article 680 of the Civil Code of People's Republic of China (PRC) prohibits high-interest lending, and the loan interest rate shall not violate the relevant provisions of the state. If there is no agreement on the payment of interest in the loan contract, it shall be deemed that there is no interest. If the loan contract does not specify the method of interest payment, and the parties cannot reach a supplementary agreement, the interest shall be determined according to the local or the parties' trading methods, trading habits, market interest rates and other factors; Loans between natural persons are regarded as having no interest.