More than ninety percent. Hangzhou Bank's consumer finance manual return visit pass rate is high, as long as the credit reporting pass rate is above 90%, it is above 90%. Hangzhou Bank was established on September 26th, 1996. After more than 20 years of efforts, it has developed into a joint-stock commercial bank with good investment value, which has begun to take shape, good asset quality, strong profitability and comprehensive strength among the top city commercial banks in China.