Legal analysis:
Work-to-work mortgage means that real estate developers mortgage all (or part) property rights or use rights of unsold houses in real estate projects to banks or real estate-related industries (such as builders and material suppliers) under certain conditions for the construction or development of subsequent projects.
You can buy the works when you get home. Houses that can be bought and sold can be bought and sold freely as long as they have a certificate of immovable property rights and can register the change of immovable property rights. Housing reform refers to paying the house as the project price to the builder, and the builder obtains the property right by signing the housing reform contract with the developer and handling the property right certificate.
The difference between industrial housing and commercial housing is different. Engineering housing is a kind of housing entity, which is converted into money and handed over to the project builder. Its purchase, use, tax payment and occupancy are no different from ordinary commercial housing.
Real estate developers must pay the full project amount to the construction party after the project is completed. However, due to various reasons, the construction party sometimes fails to get the money in time. For the common interests of both parties, on the basis of mutual consent, real estate developers will hand over some houses to the construction party to replace the project funds, which are called project funds houses.
Legal basis:
According to Article 5 of the Interpretation of the Supreme People's Court on Applicable Legal Issues in the Trial of Disputes over Commercial Housing Sales Contracts, the Agreement on Subscription, Order and Reservation of Commercial Housing has the main contents of the commercial housing sales contract stipulated in Article 16 of the Measures for the Administration of Commercial Housing Sales. If the seller accepts the purchase price as agreed, the agreement shall be deemed as a commercial housing sales contract.