The main sponsor must be an enterprise legal person and meet the following conditions: "According to the consolidated accounting statements, the net assets are more than 30 million yuan, the asset-liability ratio is not higher than 70%, and it has been profitable continuously in the last two years, and the total accumulated net assets profit in the last two years has reached more than 6,543,800 yuan"!

Only the main sponsors who meet the above conditions for the establishment of microfinance companies can invest in microfinance companies.

This requires that the main sponsor is a large-scale enterprise group with local influence, and has the ability, funds and connections to set up a small loan company.

Article 674 The borrower shall pay interest at the agreed time limit. If the time limit for paying interest is not stipulated or clearly stipulated, and cannot be determined according to the provisions of Article 510 of this Law, if the loan period is less than one year, it shall be paid together with the loan; If the loan term is more than one year, it shall be paid at the end of each year; if the remaining term is less than one year, it shall be paid together with the loan.