1. Student Party under 22 years old -sayno!

People under the age of p>22 are defined as student parties. This kind of people refers to those who have just entered the society, are busy falling in love, are busy feeling the world of flowers and flowers, are unstable, have high expenses, have low income, and have no stable repayment ability. Financial institutions will reject the loan application of these young people.

The student party under the age of p>22 cannot meet the loan requirements of financial institutions! Remind that at this age, you should study hard and improve yourself, and don't be confused by borrowing!

2, 22-29-year-old rookie in the workplace-try it!

Young people who have just entered the society already have certain working ability, and financial institutions have begun to pay attention to such users, and even to cultivate their habits, so as to gradually develop into a loyal user. These people have no plans to buy a house or a car for the time being. It is suggested that we should focus on the cultivation of credit, apply for loans only with economic strength, and have good reputation and running water, so as to provide credit guarantee for buying a house or a car in the future.

3, 3-55 years old is the golden age for budding!

Generally speaking, the perfect age, stable income and stable work are the best ages for financial institutions. For people of this age, it will be easier to apply for credit loans, credit cards and credit lines of e-commerce platforms, and the accumulated credit lines of each platform will exceed the personal repayment ability. Therefore, at this stage, we must pay attention to the amount of loans, choose a fixed platform, develop good repayment habits, and maintain good credit reporting.

It is easier for people over p>45 to apply for loans, which belongs to the mainstay of society. But for long-term loans, plan as much as possible before the age of 45, because the longest loan period in the market now is 25 years, and for borrowers, 7 years old is the longest. It will be more difficult for people over 45 to apply for long-term loans.

4, 55, 7-year-old artillery, the heart has enough spare capacity!

it is usually difficult for people of this age to compare by credit card or credit, and these customers will not consider it. Therefore, it is more difficult to get loans in this age group. These users suggest that it is better to apply for mortgage loans and borrow products from children, and the chances of approval are greater.