First, buying a house with a loan can make you live a better life. No matter whether the house price has picked up or not, even if it has not picked up, as long as I have enough funds, I will choose a loan to buy a house. Because you can buy a house with a loan, you can live a better life.
If you choose to rent a house, your quality of life will be lower. For example, the landlord's house is specially used for rent, so he usually decorates the house with inferior materials. For example, the wardrobe is made of all kinds of rotten boards, and the bed is made of plywood.
Living in such a house and absorbing formaldehyde for a long time can do harm to the body. Still living in a rented house has many inconveniences, such as the landlord can raise the rent at any time if he wants, and the landlord can kick you out at any time if he doesn't want you to live. With a house, these problems can be solved, and you can be your own master.
Second, buying a house with a loan may make a small profit. With some money in hand, I think it will be more cost-effective to buy a house. Although it is unlikely that house prices will rise sharply, I think I can still earn a little by buying a good location or school district.
Third, buying a house with a loan can solve some problems in real life. After buying a house, you can also solve some real-life problems, such as getting married and falling in love. With a house, there is more market for dating; With a house, it is easier for children to go to school; With a house, you can lift it higher in front of your relatives and friends.
If it were you, would you take out a loan to buy a house or continue renting a house? Please leave a message below to express your opinion.