All major banks can apply for unsecured loans or secured loans. As long as they meet the basic conditions of loans, they can apply for loans from banks. The basic conditions for bank loans are as follows: \ x0d \ x0d \ 1. China citizens who have permanent residence in China, permanent residence in local towns and have full capacity for civil conduct; \x0d\\x0d\ 2。 Having a legitimate and stable income and the ability to repay the principal and interest of the loan on schedule; \ x0d \ x0d \ 3。 Law-abiding, no illegal acts and bad credit records; \x0d\\x0d\ 4。 Obtaining a personal credit rating above Grade A in our bank; \x0d\\x0d\ 5。 Open a personal settlement account in a bank; \ x0d \ x0d \ 6。 Other conditions stipulated by the bank.