The procedures required for handling the second mortgage of the house are as follows:

1. The borrower's valid identity certificate, household registration certificate and marriage certificate;

2. Personal income certificate;

3. Real estate license;

4, housing mortgage contract and other benefits should enjoy the registration form;

5. Mortgage loan contract;

6. Other information required by the lending bank.

However, borrowers who apply for housing secondary mortgage through different lending institutions will have different loan conditions. Therefore, before applying for a loan, borrowers need to consult in detail in advance to help them make full preparations for applying for a loan.