1. Jiangnan Rural Commercial Bank

Jiangnan Rural Commercial Bank was established on June 5438+February 365438 +0, 2009. It is the first prefecture-level joint-stock rural commercial bank in China, which was approved by the State Council and the former China Banking Regulatory Commission, and was newly established and merged by five rural small and medium-sized financial institutions in Changzhou.

By the end of September 2020, Jiangnan Rural Commercial Bank had a registered capital of 9.2865438 billion yuan, more than 3,900 employees and 2 10 business outlets. Set up 9 local management banks in Changzhou (i.e. 8 district-level management banks+1 head office business department); There are 2 off-site branches (Huai 'an Branch and Suzhou Branch), 65,438+06 off-site branches (Ganyu Branch, Dongtai Branch, Yixing Branch, Jingjiang Branch, Danyang Branch, Lianshui Branch, Huai 'an Branch, Huaiyin Branch, Suzhou Wuzhong Branch and Changshu Branch) and 6 branches (Huai 'an Shi Sheng Haoting Branch, Wenjincheng Branch, Yixing Dingshu Branch and Fengze Branch).

Second, Jiangnan Bank refers to Jiangnan Rural Commercial Bank, which is the first joint-stock rural commercial bank in China. Like other banks, Jiangnan Bank also provides loans. So what conditions do Jiangnan Bank need to meet when applying for micro-credit loans?

1. The applicant should be at least 18 years old, and the age plus credit period should not exceed 60 for men and 55 for women;

2. Have legal and valid identity certificate, residence certificate and income certificate, and have no bad credit record;

3. The borrower has stable professional and economic income and the ability to repay the principal and interest of the loan on time;

4. Jiangnan Bank must open a personal settlement account and open SMS notification and online banking functions;

5. Other conditions stipulated by Jiangnan Bank.

Third, the application conditions:

The main card applicant must be at least 18 years old, and the supplementary card applicant must be at least 16 years old, and the application age should not exceed 60 years old in principle. Any natural person with full capacity for civil conduct, legal and stable income source, solvency and good credit status can apply for a credit card with his valid identity certificate and other supporting documents required by the bank.

Four. Application materials:

In order to obtain more accurate evaluation and quota, it is suggested to provide other financial certificates (such as payroll records issued by banks, income certificates issued by units, income tax withholding certificates, self-owned real estate licenses, bank time deposit certificates, etc.). ) and work documents. Such as: copy of work permit, original work certificate issued by work unit, copy of professional title, copy of professional qualification certificate, etc. Passport of overseas people or Hong Kong and Macao residents travelling to and from the mainland, copy of home visit permit for Hong Kong and Macao compatriots or mainland travel permit for taiwan residents, copy of residence permit or temporary residence permit in China, and copy of applicant's ID card. Please provide a copy of resident ID card for domestic people. (Accepted 18 to 60-year-old domestic people. Foreigners aged 25 to 60 apply for a master card)