The indictment received from the court is true, otherwise it is only a means of threatening to borrow money and an old means of online loan dunning.
legal ground
Article 26 of the Provisions on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases
If the interest rate agreed between the borrower and the borrower does not exceed the annual interest rate of 24%, and the lender requests the borrower to pay interest at the agreed interest rate, the people's court shall support it.
The interest rate agreed between the borrower and the borrower exceeds the annual interest rate of 36%, and the interest agreement in excess is invalid. The people's court shall support the borrower's request to the lender to return the part of the interest paid that exceeds 36% per annum.
I sincerely hope this answer can answer your question and provide you with good help. I also hope that you will be smooth sailing in the future, move forward steadily in life and find your own life. "Only Yun Fan can help the sea", as long as you persist, you will succeed.
If you encounter difficulties in life, don't give up "sinking the boat with Qian Fan, the disease tree is ahead of Wan Muchun". Even if everything goes wrong, as long as we can go on, we will succeed. How can you see a rainbow without experiencing wind and rain, and how can you get plum blossom fragrance without experiencing bitter cold?
"Since god gave talent, let it be hired! , spin one thousand silver, all back! "Sometimes, we should imitate Li Bai's optimism. Boredom in reality can't erase the active dancing thoughts in our hearts. Even if the world is difficult, we can choose to walk through that song, hold a sword and go to the world outside the world to find a pure land that suits us.