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Is the bank deposit the same as the loan interest rate?
No, deposits belong to the bank's liability business and loans belong to the bank's asset business.

At present, the loan interest rate is 5.60% for short-term loans within 6 months, 6. 15% for medium-and long-term loans from 0 to 3 years, 6.4% for five-year loans, and 6.55% for loans above 10 years.