E-commerce has attracted more and more public attention, and the competitive pressure of e-commerce is also increasing, but there are still few loan products for e-commerce. As far as it is concerned, which e-commerce loan platforms do you know? Next, it mainly introduces two loan products: Shang Tong loan and Taobao loan.

Shangtongdai

The longest loan period of Shang Tong loan can reach one year, the maximum loan amount that can be applied for is 2 million yuan, and the minimum monthly interest of Shang Tong loan is 20 years old (inclusive) -55 years old (inclusive) of the borrower;

(2) The borrower needs to operate Taobao, Tmall, Yi Bei, Amazon, wish, AliExpress, Yitongbai and Lazada;

(3) The applicant is a citizen of China nationality and the actual manager (main manager) of the store.

Taobao loan

Taobao credit loan and Taobao order loan have different requirements for borrowers. Taobao credit loan does not need mortgage or guarantee, and the loan is obtained purely by the credit of the owner. The shopkeeper doesn't need to provide any mortgage. The daily expected annualized interest rate of the order loan is about five ten thousandths.

Taobao credit loan application conditions:

(1) Store registrant 18-65 years old, with full capacity for civil conduct;

(2) Taobao stores have been operating effectively for 6 months, with effective monthly trading volume and good operating conditions;

(3) Honest and trustworthy, and the store has a good credit record.

Taobao order loan application conditions:

(1) Taobao seller whose registrant is over 18 years old and has full capacity for civil conduct;

(2) Taobao stores have been operating effectively for two months, and the monthly effective transaction volume;

(3) Honest and trustworthy, and the store has a good credit record.

Borrowers can choose loan platforms according to their actual needs, and it is necessary to choose appropriate loan products.